Terms and Conditions

Effective Date: 31-03-2026

Welcome to Creadxmoney.

Creadxmoney is owned and operated by NEXT STOP ON TOP INDIA PRIVATE LIMITED (the “Company”).
References to “Creadxmoney”, “we”, “us”, or “our” refer to NEXT STOP ON TOP INDIA PRIVATE LIMITED.

By using our platform, you agree to the following Terms and Conditions.


1. Acceptance of Terms

By using our platform, you agree to be legally bound by these Terms.


2. Nature of Services

Creadxmoney is a financial services discovery and loan eligibility platform.

IMPORTANT: We are NOT a lender and do NOT provide loans.

We only facilitate connections between users and RBI-registered banks.


3. Eligibility

4. User Responsibilities

You agree:

5. Disclaimer of Responsibility

NEXT STOP ON TOP INDIA PRIVATE LIMITED (operating Creadxmoney) is not responsible for:

6. Loan Disclaimer

Loan approval depends on:

We do not guarantee loans.


7. Data Usage and Consent

You consent to NEXT STOP ON TOP INDIA PRIVATE LIMITED to:

We do NOT sell your data.

8. Communication Consent

You agree to receive SMS, email, and call communications.


9. Intellectual Property

All rights belong to NEXT STOP ON TOP INDIA PRIVATE LIMITED.


10. Limitation of Liability

We are not liable for:

11. Suspension and Termination

We may suspend or terminate access for violations or suspicious activity.


12. Changes to Terms

Terms may be updated anytime.


13. Governing Law

These Terms are governed by the laws of India.


14. Contact Us

📧 developer@nsot.co.in

(Operated by NEXT STOP ON TOP INDIA PRIVATE LIMITED)