Terms and Conditions
Effective Date: 31-03-2026
Welcome to Creadxmoney. By accessing or using our platform, you agree to comply with the following Terms and Conditions.
1. Acceptance of Terms
By using our website or services, you agree to be legally bound by these terms. If you do not agree, please do not use our platform.
2. Services Offered
Creadxmoney provides:
- Loan comparison services
- Credit score checking (CIBIL or equivalent)
- Loan application facilitation
- Financial tools like EMI calculators
We do not directly provide loans. Loans are offered by third-party banks and NBFCs.
3. Eligibility
You must:
- Be at least 18 years old
- Provide accurate and complete information
- Use the platform for lawful purposes only
4. User Responsibilities
You agree:
- Not to submit false or misleading information
- Not to misuse or attempt to hack the platform
- To maintain confidentiality of your account credentials
5. Third-Party Services
We partner with banks, NBFCs, and credit bureaus. We are not responsible for:
- Loan approvals or rejections
- Interest rates or terms set by lenders
- Any disputes between you and lenders
6. Loan Approval Disclaimer
Approval depends on:
- Credit score
- Income and eligibility
- Lender policies
Creadxmoney does not guarantee loan approval.
7. Data Usage
By using our platform, you consent to:
- Sharing your data with partner institutions
- Receiving communication via SMS, email, or calls
8. Intellectual Property
All content, branding, and technology belong to Creadxmoney. Unauthorized use is prohibited.
9. Limitation of Liability
We are not liable for:
- Financial losses
- Data inaccuracies from third parties
- Service interruptions
10. Termination
We may suspend or terminate your access if:
- You violate these terms
- Suspicious activity is detected
11. Changes to Terms
We may update these terms anytime. Continued use means acceptance of updated terms.
12. Governing Law
These terms are governed by the laws of India.
13. Contact Us
For any queries:
📧 developer@nsot.co.in